Your identity can be stolen through physical means (a wallet, purse or credit card) or more covertly via computer, discarded checks or social security numbers given over the phone. Sometimes, credit card companies will notify you of unusual usage and stop the charges before any harm is done. Other times, you’ll need to take further action.
You should make a photocopy of all personal identification and any credit/debit cards in your wallet (both front and back). Keep the copies in a safe location where you or someone you trust can access them. That way, if your wallet or purse is stolen, you will be able to identify yourself to authorities and banks. More important, you will have the phone numbers of all companies to notify of the theft. This is especially useful to do if you are traveling out of state or out of the country.
To avoid identity theft
The U.S. Department of Justice says to remember the word SCAM:
S Be stingy about giving out your personal information to others.
C Check your bank, credit card and other financial statements regularly.
A Ask periodically for a copy of your credit report.
M Maintain careful records of your banking and financial accounts.
If you are a victim of identity theft
The Federal Trade Commission recommends the following four actions:
Be sure to keep a detailed record with notes of your conversations and copies of all correspondence.
Here are the governments consumer website with tips about how to prevent and/or respond to identity theft: https://consumer.gov/scams-identity-theft/avoiding-identity-theft.
For further information regarding these matters, please contact Mr. Castelli at 248 740 5668 or via email.
